I was planning on making a Disarming Monk. With 20/+1 DR, most enemies will not be able to damage you after a successful Disarm.(Most likely use a 2handed wep for the disarm)

So i had a Monk/ DwD build in motion.
Can anyone help this idea in motion? Or have something better than DwD?
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Demons are Forever! That's not 100% true.

A person with Stone Skin on have 10/+5 DR (on his skin).
When fighting unarmed or in Creature UA mode, your DR rating applies to your ability to overcome your opponents DR setting.

example:

A 1st level monk with no gloves on is punching someone. He is concidered +0 in order to overcome the DR of his opponant.

That same Monk with Stone Skin on would be considered +5 in order to overcome the same DR rating. He is NOT getting +5 AB or damage.

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So, your statement is not 100% correct in that a Disarmed Person could still punch you and do damage. But since they are a regular weapon user, the odds of them doing MUCH damage to you is slim.